@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

    :root {
      --primary: #1A56DB;
      --primary-dark: #1044B0;
      --primary-light: #EEF3FD;
      --accent: #00C48C;
      --accent-light: #E6FAF4;
      --danger: #F04438;
      --warning: #F79009;
      --neutral-900: #0F172A;
      --neutral-700: #334155;
      --neutral-500: #64748B;
      --neutral-300: #CBD5E1;
      --neutral-100: #F1F5F9;
      --neutral-50: #F8FAFC;
      --white: #FFFFFF;
      --radius: 16px;
      --radius-sm: 10px;
      --shadow: 0 4px 24px rgba(26,86,219,0.10);
      --shadow-lg: 0 8px 40px rgba(26,86,219,0.15);
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body {
      font-family: 'Plus Jakarta Sans', sans-serif;
      background: var(--neutral-100);
      color: var(--neutral-900);
      min-height: 100vh;
      display: flex;
      justify-content: center;
      align-items: stretch;
    }

    #app {
      width: 100%;
      max-width: 430px;
      min-height: 100vh;
      background: var(--white);
      position: relative;
      overflow: hidden;
      display: flex;
      flex-direction: column;
    }

    /* ===== SCREENS ===== */
    .screen {
      display: none;
      flex-direction: column;
      flex: 1;
      overflow-y: auto;
      padding-bottom: 80px;
    }
    .screen.active { display: flex; }

    /* ===== AUTH SCREEN ===== */
    #screen-auth {
      padding-bottom: 0;
      background: linear-gradient(160deg, #1A56DB 0%, #0F3A9E 55%, #0A2772 100%);
    }

    .auth-hero {
      padding: 60px 32px 32px;
      text-align: center;
      color: white;
    }

    .auth-logo {
      width: 64px;
      height: 64px;
      background: rgba(255,255,255,0.15);
      border-radius: 20px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 20px;
      backdrop-filter: blur(8px);
      border: 1.5px solid rgba(255,255,255,0.25);
    }

    .auth-logo svg { width: 36px; height: 36px; }

    .auth-hero h1 {
      font-size: 28px;
      font-weight: 800;
      letter-spacing: -0.5px;
      margin-bottom: 8px;
    }

    .auth-hero p {
      font-size: 14px;
      opacity: 0.75;
      line-height: 1.6;
    }

    .auth-card {
      background: white;
      border-radius: 28px 28px 0 0;
      padding: 32px 28px 40px;
      flex: 1;
    }

    .tab-switch {
      display: flex;
      background: var(--neutral-100);
      border-radius: 12px;
      padding: 4px;
      margin-bottom: 28px;
    }

    .tab-btn {
      flex: 1;
      padding: 10px;
      border: none;
      background: transparent;
      border-radius: 9px;
      font-family: inherit;
      font-size: 14px;
      font-weight: 600;
      color: var(--neutral-500);
      cursor: pointer;
      transition: all 0.2s;
    }

    .tab-btn.active {
      background: white;
      color: var(--primary);
      box-shadow: 0 2px 8px rgba(0,0,0,0.08);
    }

    .form-group { margin-bottom: 18px; }

    .form-label {
      display: block;
      font-size: 13px;
      font-weight: 600;
      color: var(--neutral-700);
      margin-bottom: 8px;
    }

    .form-input {
      width: 100%;
      padding: 14px 16px;
      border: 1.5px solid var(--neutral-300);
      border-radius: var(--radius-sm);
      font-family: inherit;
      font-size: 15px;
      color: var(--neutral-900);
      background: var(--neutral-50);
      transition: border-color 0.2s, box-shadow 0.2s;
      outline: none;
    }

    .form-input:focus {
      border-color: var(--primary);
      background: white;
      box-shadow: 0 0 0 3px rgba(26,86,219,0.12);
    }

    .btn-primary {
      width: 100%;
      padding: 16px;
      background: var(--primary);
      color: white;
      border: none;
      border-radius: var(--radius-sm);
      font-family: inherit;
      font-size: 16px;
      font-weight: 700;
      cursor: pointer;
      transition: background 0.2s, transform 0.1s;
      margin-top: 8px;
    }

    .btn-primary:hover { background: var(--primary-dark); }
    .btn-primary:active { transform: scale(0.98); }

    .auth-note {
      text-align: center;
      font-size: 12px;
      color: var(--neutral-500);
      margin-top: 20px;
      line-height: 1.6;
    }

    /* ===== BOTTOM NAV ===== */
    .bottom-nav {
      position: fixed;
      bottom: 0;
      left: 50%;
      transform: translateX(-50%);
      width: 100%;
      max-width: 430px;
      background: white;
      border-top: 1px solid var(--neutral-100);
      display: flex;
      padding: 10px 0 18px;
      z-index: 100;
      box-shadow: 0 -4px 24px rgba(0,0,0,0.06);
    }

    .nav-item {
      flex: 1;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 4px;
      cursor: pointer;
      padding: 4px 0;
      transition: color 0.2s;
      color: var(--neutral-400, #94A3B8);
      border: none;
      background: none;
      font-family: inherit;
    }

    .nav-item.active { color: var(--primary); }
    .nav-item svg { width: 22px; height: 22px; }
    .nav-item span { font-size: 11px; font-weight: 600; }

    .nav-center {
      position: relative;
      flex: 1;
      display: flex;
      justify-content: center;
      align-items: flex-start;
    }

    .nav-fab {
      width: 52px;
      height: 52px;
      background: var(--primary);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      box-shadow: 0 4px 16px rgba(26,86,219,0.4);
      cursor: pointer;
      margin-top: -18px;
      border: none;
      transition: transform 0.15s, box-shadow 0.15s;
    }

    .nav-fab:hover { transform: scale(1.07); box-shadow: 0 6px 24px rgba(26,86,219,0.5); }
    .nav-fab svg { width: 24px; height: 24px; }

    /* ===== HOME SCREEN ===== */
    .home-header {
      background: linear-gradient(135deg, #1A56DB 0%, #0F3A9E 100%);
      padding: 52px 24px 100px;
      color: white;
      position: relative;
      overflow: hidden;
    }

    .home-header::before {
      content: '';
      position: absolute;
      top: -60px; right: -60px;
      width: 200px; height: 200px;
      background: rgba(255,255,255,0.07);
      border-radius: 50%;
    }

    .home-header::after {
      content: '';
      position: absolute;
      bottom: -40px; left: -30px;
      width: 150px; height: 150px;
      background: rgba(255,255,255,0.05);
      border-radius: 50%;
    }

    .header-top {
      display: flex;
      justify-content: space-between;
      align-items: center;
      margin-bottom: 28px;
    }

    .user-greeting { font-size: 14px; opacity: 0.8; margin-bottom: 2px; }
    .user-name { font-size: 18px; font-weight: 700; }

    .notif-btn {
      width: 40px; height: 40px;
      background: rgba(255,255,255,0.15);
      border-radius: 12px;
      display: flex; align-items: center; justify-content: center;
      cursor: pointer; border: none;
      backdrop-filter: blur(8px);
    }

    .notif-btn svg { width: 20px; height: 20px; color: white; }

    .limit-card {
      background: rgba(255,255,255,0.12);
      border: 1px solid rgba(255,255,255,0.2);
      border-radius: 20px;
      padding: 20px 22px;
      backdrop-filter: blur(12px);
      position: relative;
      z-index: 1;
    }

    .limit-label { font-size: 13px; opacity: 0.8; margin-bottom: 6px; }
    .limit-amount {
      font-size: 32px;
      font-weight: 800;
      letter-spacing: -1px;
      margin-bottom: 14px;
    }

    .limit-bar-bg {
      background: rgba(255,255,255,0.2);
      border-radius: 100px;
      height: 6px;
      margin-bottom: 8px;
      overflow: hidden;
    }

    .limit-bar-fill {
      height: 100%;
      background: var(--accent);
      border-radius: 100px;
      transition: width 0.8s cubic-bezier(0.34,1.56,0.64,1);
    }

    .limit-meta {
      display: flex;
      justify-content: space-between;
      font-size: 12px;
      opacity: 0.8;
    }

    /* Action Buttons */
    .action-row {
      display: flex;
      justify-content: space-around;
      padding: 0 20px;
      margin-top: -44px;
      position: relative;
      z-index: 2;
    }

    .action-btn {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 8px;
      cursor: pointer;
      background: none;
      border: none;
      font-family: inherit;
    }

    .action-icon {
      width: 56px; height: 56px;
      background: white;
      border-radius: 18px;
      display: flex; align-items: center; justify-content: center;
      box-shadow: var(--shadow);
      transition: transform 0.15s;
    }

    .action-icon:hover { transform: translateY(-2px); }
    .action-icon svg { width: 24px; height: 24px; }
    .action-btn span { font-size: 12px; font-weight: 600; color: var(--neutral-700); }

    /* Section */
    .section {
      padding: 24px 22px 0;
    }

    .section-title {
      font-size: 16px;
      font-weight: 700;
      color: var(--neutral-900);
      margin-bottom: 16px;
    }

    /* Active Loan Card */
    .loan-card {
      background: var(--neutral-50);
      border: 1.5px solid var(--neutral-100);
      border-radius: var(--radius);
      padding: 18px;
      margin-bottom: 12px;
    }

    .loan-card-header {
      display: flex;
      justify-content: space-between;
      align-items: flex-start;
      margin-bottom: 14px;
    }

    .loan-badge {
      font-size: 11px;
      font-weight: 700;
      padding: 4px 10px;
      border-radius: 100px;
    }

    .badge-active { background: var(--accent-light); color: var(--accent); }
    .badge-pending { background: #FFF4E5; color: var(--warning); }
    .badge-done { background: var(--neutral-100); color: var(--neutral-500); }

    .loan-amount { font-size: 20px; font-weight: 800; color: var(--neutral-900); }
    .loan-date { font-size: 12px; color: var(--neutral-500); margin-top: 2px; }

    .loan-progress-label {
      display: flex;
      justify-content: space-between;
      font-size: 12px;
      color: var(--neutral-500);
      margin-bottom: 6px;
    }

    .progress-bar-bg {
      background: var(--neutral-200, #E2E8F0);
      border-radius: 100px;
      height: 6px;
      overflow: hidden;
    }

    .progress-bar-fill {
      height: 100%;
      background: var(--accent);
      border-radius: 100px;
    }

    /* Quick Stats */
    .stats-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .stat-card {
      background: var(--neutral-50);
      border: 1.5px solid var(--neutral-100);
      border-radius: var(--radius);
      padding: 16px;
    }

    .stat-icon {
      width: 36px; height: 36px;
      border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 10px;
    }

    .stat-icon.blue { background: var(--primary-light); }
    .stat-icon.green { background: var(--accent-light); }
    .stat-icon svg { width: 18px; height: 18px; }
    .stat-value { font-size: 18px; font-weight: 800; color: var(--neutral-900); }
    .stat-label { font-size: 12px; color: var(--neutral-500); margin-top: 2px; }

    /* ===== PINJAM SCREEN ===== */
    .pinjam-header {
      background: linear-gradient(135deg, #1A56DB 0%, #0F3A9E 100%);
      padding: 52px 24px 32px;
      color: white;
    }

    .pinjam-header h2 { font-size: 22px; font-weight: 800; margin-bottom: 6px; }
    .pinjam-header p { font-size: 14px; opacity: 0.8; }

    .pinjam-form { padding: 24px 22px; }

    .amount-input-wrapper {
      background: var(--neutral-50);
      border: 2px solid var(--neutral-300);
      border-radius: var(--radius);
      padding: 20px;
      margin-bottom: 20px;
      transition: border-color 0.2s;
    }

    .amount-input-wrapper:focus-within {
      border-color: var(--primary);
      background: white;
    }

    .amount-prefix {
      font-size: 14px;
      color: var(--neutral-500);
      font-weight: 600;
      margin-bottom: 4px;
    }

    .amount-field {
      font-size: 32px;
      font-weight: 800;
      color: var(--neutral-900);
      border: none;
      background: transparent;
      outline: none;
      width: 100%;
      font-family: inherit;
    }

    .amount-field::placeholder { color: var(--neutral-300); }

    .amount-chips {
      display: flex;
      flex-wrap: wrap;
      gap: 8px;
      margin-bottom: 20px;
    }

    .chip {
      padding: 8px 16px;
      background: var(--primary-light);
      color: var(--primary);
      border-radius: 100px;
      font-size: 13px;
      font-weight: 600;
      cursor: pointer;
      border: none;
      font-family: inherit;
      transition: background 0.15s;
    }

    .chip:hover { background: #dce9fc; }

    .tenor-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 10px;
      margin-bottom: 24px;
    }

    .tenor-card {
      background: var(--neutral-50);
      border: 2px solid var(--neutral-200, #E2E8F0);
      border-radius: var(--radius-sm);
      padding: 14px 10px;
      text-align: center;
      cursor: pointer;
      transition: all 0.15s;
      font-family: inherit;
    }

    .tenor-card.selected {
      border-color: var(--primary);
      background: var(--primary-light);
    }

    .tenor-month { font-size: 18px; font-weight: 800; color: var(--neutral-900); }
    .tenor-label { font-size: 11px; color: var(--neutral-500); }
    .tenor-card.selected .tenor-month { color: var(--primary); }

    .summary-box {
      background: var(--primary-light);
      border-radius: var(--radius);
      padding: 18px;
      margin-bottom: 20px;
    }

    .summary-row {
      display: flex;
      justify-content: space-between;
      font-size: 14px;
      color: var(--neutral-700);
      margin-bottom: 8px;
    }

    .summary-row:last-child { margin-bottom: 0; }
    .summary-row strong { color: var(--neutral-900); font-weight: 700; }
    .summary-row.total { font-size: 15px; font-weight: 700; color: var(--primary); }

    /* ===== RIWAYAT SCREEN ===== */
    .riwayat-header {
      background: white;
      padding: 52px 24px 20px;
      border-bottom: 1px solid var(--neutral-100);
    }

    .riwayat-header h2 { font-size: 22px; font-weight: 800; }

    .riwayat-list { padding: 16px 22px; }

    .tx-item {
      display: flex;
      align-items: center;
      gap: 14px;
      padding: 14px 0;
      border-bottom: 1px solid var(--neutral-100);
    }

    .tx-icon {
      width: 44px; height: 44px;
      border-radius: 14px;
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }

    .tx-icon.loan { background: var(--primary-light); }
    .tx-icon.repay { background: var(--accent-light); }
    .tx-icon svg { width: 20px; height: 20px; }

    .tx-info { flex: 1; }
    .tx-title { font-size: 14px; font-weight: 600; color: var(--neutral-900); }
    .tx-date { font-size: 12px; color: var(--neutral-500); margin-top: 2px; }

    .tx-amount { font-size: 15px; font-weight: 700; }
    .tx-amount.loan { color: var(--primary); }
    .tx-amount.repay { color: var(--accent); }

    /* ===== AKUN SCREEN ===== */
    .akun-header {
      background: linear-gradient(135deg, #1A56DB 0%, #0F3A9E 100%);
      padding: 52px 24px 32px;
      color: white;
      text-align: center;
    }

    .avatar {
      width: 72px; height: 72px;
      background: rgba(255,255,255,0.2);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 14px;
      font-size: 28px;
      font-weight: 800;
      border: 3px solid rgba(255,255,255,0.4);
    }

    .akun-name { font-size: 20px; font-weight: 700; margin-bottom: 4px; }
    .akun-email { font-size: 13px; opacity: 0.75; }

    .menu-list { padding: 20px 22px; }

    .menu-item {
      display: flex;
      align-items: center;
      gap: 14px;
      padding: 16px 0;
      border-bottom: 1px solid var(--neutral-100);
      cursor: pointer;
    }

    .menu-icon {
      width: 40px; height: 40px;
      border-radius: 12px;
      background: var(--neutral-100);
      display: flex; align-items: center; justify-content: center;
    }

    .menu-icon svg { width: 18px; height: 18px; color: var(--primary); }
    .menu-text { flex: 1; font-size: 15px; font-weight: 600; color: var(--neutral-900); }
    .menu-arrow { color: var(--neutral-300); }

    /* ===== ADMIN MODAL ===== */
    .modal-overlay {
      display: none;
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,0.5);
      z-index: 200;
      align-items: flex-end;
      justify-content: center;
    }

    .modal-overlay.open { display: flex; }

    .modal-sheet {
      background: white;
      border-radius: 24px 24px 0 0;
      padding: 28px 24px 40px;
      width: 100%;
      max-width: 430px;
      animation: slideUp 0.3s ease;
    }

    @keyframes slideUp {
      from { transform: translateY(100%); }
      to { transform: translateY(0); }
    }

    .modal-handle {
      width: 40px; height: 4px;
      background: var(--neutral-200, #E2E8F0);
      border-radius: 100px;
      margin: 0 auto 20px;
    }

    .modal-title { font-size: 18px; font-weight: 800; margin-bottom: 20px; }

    .toast {
      position: fixed;
      top: 20px;
      left: 50%;
      transform: translateX(-50%);
      background: var(--neutral-900);
      color: white;
      padding: 12px 20px;
      border-radius: 100px;
      font-size: 14px;
      font-weight: 600;
      z-index: 300;
      opacity: 0;
      transition: opacity 0.3s;
      white-space: nowrap;
      pointer-events: none;
    }

    .toast.show { opacity: 1; }

    /* Scrollbar hide */
    .screen::-webkit-scrollbar { display: none; }
    .screen { -ms-overflow-style: none; scrollbar-width: none; }

    /* ===== KYC SCREENS ===== */
    #screen-kyc-ktp, #screen-kyc-selfie, #screen-kyc-success {
      padding-bottom: 0;
      background: white;
    }

    .kyc-header {
      background: linear-gradient(135deg, #1A56DB 0%, #0F3A9E 100%);
      padding: 52px 24px 28px;
      color: white;
    }

    .kyc-step-indicator {
      display: flex;
      align-items: center;
      gap: 8px;
      margin-bottom: 20px;
    }

    .kyc-step-dot {
      width: 8px; height: 8px;
      border-radius: 50%;
      background: rgba(255,255,255,0.35);
      transition: all 0.3s;
    }

    .kyc-step-dot.active {
      background: white;
      width: 24px;
      border-radius: 4px;
    }

    .kyc-step-dot.done { background: var(--accent); }

    .kyc-header h2 { font-size: 22px; font-weight: 800; margin-bottom: 6px; }
    .kyc-header p { font-size: 14px; opacity: 0.8; line-height: 1.5; }

    .kyc-body { padding: 28px 24px; flex: 1; overflow-y: auto; }

    .kyc-upload-area {
      border: 2px dashed var(--neutral-300);
      border-radius: var(--radius);
      padding: 32px 20px;
      text-align: center;
      cursor: pointer;
      transition: all 0.2s;
      background: var(--neutral-50);
      position: relative;
      overflow: hidden;
      margin-bottom: 20px;
    }

    .kyc-upload-area:hover { border-color: var(--primary); background: var(--primary-light); }
    .kyc-upload-area.has-file { border-color: var(--accent); border-style: solid; background: var(--accent-light); }

    .kyc-upload-icon {
      width: 64px; height: 64px;
      background: var(--primary-light);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 16px;
    }

    .kyc-upload-area.has-file .kyc-upload-icon { background: var(--accent-light); }
    .kyc-upload-icon svg { width: 28px; height: 28px; }

    .kyc-upload-title { font-size: 16px; font-weight: 700; color: var(--neutral-900); margin-bottom: 6px; }
    .kyc-upload-sub { font-size: 13px; color: var(--neutral-500); line-height: 1.5; }

    .kyc-preview {
      width: 100%;
      max-height: 200px;
      object-fit: cover;
      border-radius: 12px;
      margin-bottom: 12px;
      display: none;
    }

    .kyc-preview.show { display: block; }

    .kyc-file-input { display: none; }

    .kyc-tips {
      background: var(--primary-light);
      border-radius: var(--radius-sm);
      padding: 16px;
      margin-bottom: 24px;
    }

    .kyc-tips-title {
      font-size: 13px;
      font-weight: 700;
      color: var(--primary);
      margin-bottom: 10px;
      display: flex;
      align-items: center;
      gap: 6px;
    }

    .kyc-tip-item {
      display: flex;
      align-items: flex-start;
      gap: 8px;
      font-size: 13px;
      color: var(--neutral-700);
      margin-bottom: 6px;
      line-height: 1.5;
    }

    .kyc-tip-item:last-child { margin-bottom: 0; }

    .kyc-tip-dot {
      width: 6px; height: 6px;
      background: var(--primary);
      border-radius: 50%;
      flex-shrink: 0;
      margin-top: 6px;
    }

    /* Camera / selfie area */
    .selfie-container {
      position: relative;
      border-radius: var(--radius);
      overflow: hidden;
      margin-bottom: 16px;
      background: #000;
      aspect-ratio: 4/3;
    }

    #selfie-video {
      width: 100%;
      height: 100%;
      object-fit: cover;
      display: block;
    }

    .selfie-overlay {
      position: absolute;
      inset: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      pointer-events: none;
    }

    .face-guide {
      width: 160px; height: 200px;
      border: 3px solid rgba(255,255,255,0.8);
      border-radius: 50% 50% 50% 50% / 40% 40% 60% 60%;
      box-shadow: 0 0 0 9999px rgba(0,0,0,0.45);
    }

    .selfie-controls {
      display: flex;
      gap: 12px;
      margin-bottom: 20px;
    }

    .btn-secondary {
      flex: 1;
      padding: 14px;
      background: var(--neutral-100);
      color: var(--neutral-700);
      border: none;
      border-radius: var(--radius-sm);
      font-family: inherit;
      font-size: 15px;
      font-weight: 700;
      cursor: pointer;
      transition: background 0.2s;
    }

    .btn-secondary:hover { background: var(--neutral-300); }

    .btn-capture {
      flex: 2;
      padding: 14px;
      background: var(--primary);
      color: white;
      border: none;
      border-radius: var(--radius-sm);
      font-family: inherit;
      font-size: 15px;
      font-weight: 700;
      cursor: pointer;
      transition: background 0.2s;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
    }

    .btn-capture:hover { background: var(--primary-dark); }

    #selfie-canvas { display: none; }

    .selfie-result-img {
      width: 100%;
      border-radius: var(--radius);
      margin-bottom: 16px;
      display: none;
    }

    .selfie-result-img.show { display: block; }

    /* KYC Success */
    .kyc-success-body {
      flex: 1;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      padding: 48px 32px;
      text-align: center;
    }

    .success-anim {
      width: 100px; height: 100px;
      background: var(--accent-light);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 28px;
      animation: popIn 0.5s cubic-bezier(0.34,1.56,0.64,1);
    }

    @keyframes popIn {
      from { transform: scale(0); opacity: 0; }
      to { transform: scale(1); opacity: 1; }
    }

    .success-anim svg { width: 48px; height: 48px; }

    .kyc-success-body h2 {
      font-size: 24px;
      font-weight: 800;
      color: var(--neutral-900);
      margin-bottom: 12px;
    }

    .kyc-success-body p {
      font-size: 15px;
      color: var(--neutral-500);
      line-height: 1.6;
      margin-bottom: 36px;
    }

    .kyc-status-list {
      width: 100%;
      background: var(--neutral-50);
      border-radius: var(--radius);
      padding: 20px;
      margin-bottom: 32px;
      text-align: left;
    }

    .kyc-status-item {
      display: flex;
      align-items: center;
      gap: 12px;
      padding: 8px 0;
      font-size: 14px;
      font-weight: 600;
      color: var(--neutral-700);
      border-bottom: 1px solid var(--neutral-100);
    }

    .kyc-status-item:last-child { border-bottom: none; }

    .kyc-status-icon {
      width: 32px; height: 32px;
      background: var(--accent-light);
      border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }

    .kyc-status-icon svg { width: 16px; height: 16px; }

    /* Loading overlay for processing */
    .kyc-processing {
      display: none;
      position: fixed;
      inset: 0;
      background: rgba(255,255,255,0.92);
      z-index: 400;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      gap: 20px;
      backdrop-filter: blur(4px);
    }

    .kyc-processing.show { display: flex; }

    .spinner {
      width: 56px; height: 56px;
      border: 4px solid var(--primary-light);
      border-top-color: var(--primary);
      border-radius: 50%;
      animation: spin 0.8s linear infinite;
    }

    @keyframes spin { to { transform: rotate(360deg); } }

    .kyc-processing p {
      font-size: 16px;
      font-weight: 700;